These Terms of Service (“Terms”) form a binding agreement between you (“you” or “User”) and Pera Wallet, Lda, a Portuguese limited liability company (sociedade por quotas) and a wholly-owned subsidiary of Algorand Foundation, Ltd. (“Pera”, “we,” “us,” or “our”), and govern your access to and use of the AC2 wallet application, the AC2 protocol reference materials, and any related software, websites, and services we make available (collectively, the “Service”). For purposes of Sections 4 (Restrictions), 12 (Disclaimer of Warranties), 13 (Limitation of Liability), 14 (Indemnification), and 16 (Dispute Resolution) only, the "Foundation Group" means Pera together with Algorand Foundation, Ltd. and each of their respective subsidiaries and affiliates.

PLEASE READ THESE TERMS CAREFULLY. SECTION 14 (DISPUTE RESOLUTION; ARBITRATION) CONTAINS A BINDING ARBITRATION AGREEMENT AND A CLASS ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS.

By downloading, installing, or using the Service, you agree to these Terms. If you do not agree, do not download, install, or use the Service.

1. The Service

1.1 What AC2 is. AC2 is a self-custodial wallet for the Algorand network. The AC2 wallet (the “Wallet”) is a mobile application made available for Android and iOS devices through the Google Play Store and the Apple App Store. The Wallet stores your seed phrase (recovery phrase), cryptographic keys derived from that seed phrase (including your Algorand signing keys, decentralized identifier (DID) keys, passkeys, and other supported derived keys), and account-association metadata, all locally on your device. The Wallet allows you to sign and authorize Algorand network transactions, and enables encrypted communications between you and independent third-party software agents (commonly referred to as “bots” or “Agents”) through third-party plugins.

1.2 What AC2 is not. Pera does not maintain, custody, or have access to your seed phrase, your private keys, your passkeys, or your crypto-assets. You retain sole control over your seed phrase, your keys, and the actions you authorize. Pera does not provide, operate, or control any third-party Agent, vendor, plugin, or other service to which you may connect through the Wallet. Pera is not a broker, exchange, money transmitter, custodian, financial institution, or investment advisor.

1.3 Protocol materials. The AC2 protocol specification and related documentation are made available under the W3C Consortium Documentation License referenced in the project repository. Nothing in these Terms grants you any additional rights to the protocol materials beyond that license.

1.4 Early release. The Service is offered as an early-release product. You acknowledge that the Service is new, may contain errors, defects, or vulnerabilities, may be modified materially or temporarily unavailable, and that features may be added, changed, or removed at any time without notice. You should not rely on the Service for any use case where interruption, error, or change in functionality would create material risk.

1.5 Non-custodial nature. The Wallet is a non-custodial (also referred to as self-hosted) wallet. As a non-custodial wallet: (i) your crypto-assets remain in your possession on your own device; (ii) you interact with the Algorand network and any third-party service directly through the Wallet; (iii) you have total, independent control over your crypto-assets and credentials; and (iv) you generate your own cryptographic keys, which are stored on your local device. The Wallet operates in an environment that is not regulated as a financial institution, and you do not benefit from the consumer protections that apply to bank deposits, money services businesses, brokerages, or other regulated intermediaries.

2. Eligibility and Accounts

2.1 Age. You must be at least 18 years old and capable of forming a legally binding contract to use the Service.

2.2 No account required. The Wallet operates locally on your device and generally does not require an account with us. If we offer optional account-based features in the future, those features may be subject to additional terms presented at sign-up.

2.3 Compliance. You may not use the Service if you are located in, or are a national or resident of, a country or region subject to comprehensive economic sanctions imposed by the United Nations Security Council, the European Union or any of its Member States, the United States Department of the Treasury’s Office of Foreign Assets Control (OFAC), HM Treasury’s Office of Financial Sanctions Implementation (OFSI), or any other competent authority. You also may not use the Service if you are listed on the United Nations Security Council Sanctions List, the OFAC Specially Designated Nationals List, the EU Consolidated Financial Sanctions List, the UK Consolidated List, or any other applicable prohibited- or restricted-persons list.

3. License to Use the Wallet

3.1 License. The source code of the Wallet is published as open source under the license identified in the Wallet’s repository (the “Wallet OSS License”). Your use of the Wallet source code is governed by the Wallet OSS License. These Terms govern your use of the official Wallet build distributed by Pera through the Google Play Store and the Apple App Store, the user interface and user experience of that official build, and Pera’s brand and trademarks. Nothing in these Terms limits any rights expressly granted to you under the Wallet OSS License with respect to the Wallet source code. To the extent of any conflict between these Terms and the Wallet OSS License as to the source code, the Wallet OSS License controls.

3.2 Updates. We may release updates, patches, and new versions of the Wallet from time to time. You consent to the automatic download and installation of updates (including security updates) where supported by your device. We may require you to install a minimum supported version to continue using the Service, and prior versions may stop functioning. Updates may add, change, or remove features and may alter or overwrite data stored on your device, including in ways that affect compatibility with your existing setup; you are responsible for maintaining your own backups of recovery information.

3.3 Device permissions. The Wallet requires access to certain device capabilities to function, which may include microphone, storage, network, biometric authentication (such as fingerprint or face recognition), device PIN or passcode, and notifications. You grant the permissions necessary for the features you use, and you acknowledge that revoking permissions may disable some or all functionality. You are responsible for managing those permissions in your device settings. Biometric authentication is recommended over PIN-only authentication where supported by your device.

4. Restrictions

You agree not to, and not to permit any third party to: (a) use the “AC2,” “Algorand Foundation,” “Pera,” or other Pera or Foundation Group trademarks, service marks, logos, or trade dress in connection with any forked, modified, or alternative build of the Wallet, except as expressly permitted by a separate trademark policy published by Pera; (b) hold out or misrepresent any forked, modified, or alternative build of the Wallet as being the official Pera-distributed Wallet, sponsored or endorsed by Pera, or sponsored or endorsed by any of the Foundation Group; (c) remove, alter, or obscure any attribution, copyright, or other proprietary notices required by the Wallet OSS License or these Terms; (d) use the Service to violate any law, regulation, or third-party right, or to engage in fraud, abuse, harassment, or unauthorized access to any system; or (e) interfere with, disrupt, or attempt to gain unauthorized access to the official Wallet build, Pera’s website, or any related Pera systems. For clarity, the restrictions in this Section 4 do not limit any rights expressly granted to you under the Wallet OSS License or under any other open-source license governing a component of the Wallet pursuant to Section 10.2 (Open Source Components). The restrictions in this Section 4 apply to the Foundation Group’s trademarks, brand, and official distribution channel, not to the underlying source code.

5. Passkeys, Credentials, and Device Security

5.1 Local storage. Your seed phrase, the cryptographic keys derived from it (including your Algorand signing keys, DID keys, and passkeys), and related credentials are stored locally on your device and protected by your biometric authentication or device PIN. Pera does not maintain, custody, or have access to your seed phrase, your derived keys, or your crypto-assets. Biometric data, if used, is handled by your device’s operating system and is not transmitted to or stored by us.

5.2 Your responsibility. You are solely responsible for: (a) maintaining the security of your device, operating system, and any authentication methods you use (including any device PIN or passcode); (b) safeguarding your seed phrase, derived keys, passkeys, and recovery information; (c) any loss of credentials, keys, or crypto-assets caused by device loss, theft, compromise, social engineering or phishing, or your failure to back up your recovery information; and (d) any action or transaction you authorize through the Wallet, including any crypto-asset payment, transfer, swap, smart-contract call, or other on-chain signing operation. If you lose your device or your recovery information, Pera cannot restore your seed phrase, your keys, your passkeys, or your crypto-assets, and any access to or value held in any address derived from that seed phrase may be permanently and irretrievably lost.

6. Agents, Third-Party Plugins, and Integrations

6.1 Third-party operation. Agents are operated and/or created by independent third parties, not by us. The Wallet functions as a communications, authentication, approval, and orchestration layer between you and Agents. Third-party plugins, integrations, and services accessed through the Wallet are governed by their own terms and privacy practices.

6.2 Human approval required. Agents may request authentication, authorization, account access, or signing actions, including signing of crypto-asset transfers, smart-contract calls, swaps, and other on-chain transactions on the Algorand network. Agents are not permitted to access your seed phrase, private keys, passkeys, or other credentials directly. All signing operations and credential authorizations must be reviewed and approved by you. You are solely responsible for any action you approve or instruct, including any action taken on the basis of Agent output. Where a signing request involves a smart-contract call, the Wallet will display the requested action in a human-readable format where possible, but in some cases the Wallet will display the raw transaction or call data; in either case, you remain solely responsible for understanding what you are authorizing before approving the request. Malicious actors may attempt to obtain your signature on transactions that appear benign but result in loss of crypto-assets; you should reject any signing request you do not understand.

6.3 No endorsement; AI risk. We do not control, supervise, endorse, or guarantee the accuracy, safety, legality, or reliability of any Agent, plugin, or third-party service. Agents and other AI systems may produce inaccurate, incomplete, unexpected, unauthorized, harmful, or hallucinated outputs, including by proposing transactions or signing requests that do not reflect your actual instructions or that misstate the consequences of an action. You acknowledge these risks and assume them when using Agents through the Wallet.

6.4 No liability for third parties. We are not responsible for the availability, functionality, security, or practices of any Agent, plugin, or third-party service, or for any loss or damage arising from your use of, or reliance on, any of them.

6.5 Alternative AC2-compatible wallets. The AC2 protocol is open and may be implemented by third parties to produce alternative AC2-compatible wallets and applications. Pera does not operate, vet, endorse, or accept responsibility for any third-party wallet or application that implements or interoperates with the AC2 protocol. References by Pera to third-party implementations are descriptive only and do not constitute endorsement, certification, or recommendation. Your use of any third-party wallet or application is at your sole risk and is governed by that third party’s own terms.

7. Voice, Text, and Other User Inputs

Voice prompts, text commands, and similar inputs you provide to the Wallet are processed locally on your device unless you explicitly transmit them to an Agent or other third-party service. When you transmit such inputs, the receiving party (and not Pera) controls how that data is handled. We do not record or store your calls, video calls, or voice communications.

8. Transaction Broadcasting and Network Infrastructure

When you approve a transaction in the Wallet, the Wallet signs the transaction locally using your key. The signed transaction is then transmitted to the Algorand network for inclusion in a block. The transmission to the network may be performed by the Wallet, by the Agent, or by an independent third-party node or RPC service (including, without limitation, Nodely or another commodity Algorand network provider). Pera does not operate the Algorand network, does not control the inclusion of any transaction in a block, and does not guarantee the speed, success, or finality of any transaction. Any third-party node, RPC service, or other infrastructure provider used to transmit transactions is independent and is governed by its own terms. Pera is not responsible for the availability, accuracy, or behavior of any such third-party infrastructure, or for any transaction that fails, is delayed, is reordered, or is otherwise affected by the operation of the Algorand network or any third-party infrastructure.

9. Privacy

9.1 Privacy. Our handling of personal information in connection with the Service is described in our Privacy Policy, available at https://perawallet.app/privacy-policy/, which is incorporated by reference into these Terms.

9.2 Use of AI in our operations. We may use artificial-intelligence and machine-learning tools in connection with operating the Service, including for customer support, fraud and abuse detection, security monitoring, and product improvement. Where required by law, we will disclose material AI-driven decisions affecting you and provide any rights you have to review or contest them.

9.3 Lawful requests and cooperation. We may access, preserve, or disclose information in our possession when we reasonably believe doing so is required by law, by valid legal process (including subpoenas, court orders, and search warrants), or to protect the rights, property, or safety of Pera, our users, or the public. Where permitted by law, we will give reasonable notice before disclosing your information in response to a legal request.

10. Intellectual Property; Open Source Components

10.1 Our IP. The Service (excluding the protocol materials licensed under Section 1.3 and any third-party content) and all related intellectual property rights are and remain the exclusive property of Pera and its licensors. These Terms do not transfer to you any ownership of, or any license to, our trademarks, service marks, logos, or trade dress. Any feedback or suggestions you provide regarding the Service may be used by us without restriction or obligation to you.

10.2 Open Source Components. Certain portions of AC2 may incorporate or be distributed under open-source software licenses. Nothing in these Terms limits your rights under applicable open-source licenses. To the extent of any conflict between these Terms and an applicable open-source license as to a particular component, that open-source license controls solely with respect to that component. Copies of applicable licenses are available in the software repository, documentation, or Open Source Notices accompanying the software.

11. Crypto-Asset, Smart Contract, and Network Risks

11.1 Crypto-asset risk. Crypto-assets (including ALGO, Algorand Standard Assets, and any stablecoin such as USDC on Algorand) are volatile, may lose value, and may become illiquid or unavailable. The value of any crypto-asset is determined by market forces outside Pera’s control. You bear sole responsibility for any decision to acquire, hold, transfer, or dispose of crypto-assets, and for any tax or other consequences of such decisions.

11.2 Irreversibility. Transactions on the Algorand network are irreversible once confirmed. Pera cannot reverse, cancel, or recover any transaction, regardless of error, mistake, fraud, or malicious activity. You are solely responsible for verifying the recipient, amount, asset, and other details of any transaction before approving it.

11.3 Smart-contract risk. Smart contracts on Algorand and other blockchains are software programs that execute automatically. They may contain bugs, vulnerabilities, or malicious code, and may behave in ways not intended by you, the contract’s developer, or any third party. Pera does not audit, vet, endorse, or accept responsibility for any smart contract that you or an Agent interacts with through the Wallet. You are solely responsible for any loss arising from interaction with any smart contract.

11.4 Social engineering, phishing, and wallet-drainer attacks. Malicious actors may use phishing, impersonation, social engineering, or technical exploits to obtain unauthorized access to your device, your credentials, or your crypto-assets, or to induce you to approve transactions that result in loss of your crypto-assets. Pera does not vet, monitor, or accept responsibility for the conduct of any third party with whom you interact through the Wallet, including any Agent, vendor, dApp, smart-contract operator, or counterparty. You are solely responsible for evaluating the legitimacy of any party or transaction you interact with through the Wallet.

11.5 Network and protocol risk. Pera does not control or operate the Algorand network or any other blockchain. The Algorand network may experience downtime, congestion, protocol upgrades, forks, or other events that delay, reorder, or prevent your transactions from being confirmed. Pera is not responsible for any such network event or its consequences.

11.6 Tax and legal compliance. You are solely responsible for determining the tax, reporting, and other legal obligations that arise from your use of the Wallet, including any obligation to report crypto-asset transactions to tax authorities. Pera does not provide tax, legal, or financial advice.

11.7 Hardware, software, and connectivity risk. Use of the Wallet depends on the proper functioning of your device, your operating system, your internet connection, and other software. Hardware failure, software bugs, internet outages, malicious software, and unanticipated changes to the Algorand protocol may cause delays, errors, or loss of access. Pera is not responsible for any communication failure, disruption, error, distortion, or delay you experience when using the Wallet, regardless of cause.

11.8 Social engineering and “pig-butchering” schemes. Sophisticated social engineering attacks, including investment scams commonly referred to as “pig-butchering,” may target users of crypto-asset wallets. You are solely responsible for evaluating any third party (including any vendor, Agent operator, smart-contract counterparty, or person who contacts you) before authorizing any transaction. Pera is not responsible for verifying the legitimacy of any third party or transaction.

11.9 Third-party application risk. Some features of the Wallet may interoperate with third-party applications, smart contracts, Agents, plugins, vendors, or services. Pera does not vet, endorse, or accept responsibility for any third-party application or token with which you may interact through the Wallet. Your interaction with any third party is at your sole risk.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE FOUNDATION GROUP AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRIBUTORS, LICENSORS, AND SUPPLIERS (COLLECTIVELY, THE “FOUNDATION PARTIES”) DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

Without limiting the foregoing, the Foundation Parties do not warrant that the Service will be uninterrupted, secure, error-free, or free of harmful components; that defects will be corrected; or that the Service or any Agent, plugin, or third-party integration will meet your requirements or produce any particular result. No system or communication channel can be guaranteed to be fully secure or immune from compromise. You bear sole responsibility for evaluating the Service for your purposes and for any decisions you make in reliance on it.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE FOUNDATION PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, CREDENTIALS, PASSKEYS, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE FOUNDATION PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE FOUNDATION PARTIES' TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100).

The limitations in this Section 13 apply even if any remedy fails of its essential purpose. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you; in those jurisdictions, the Foundation Parties’ liability is limited to the smallest amount permitted by law.

Nothing in these Terms is intended to, or will, limit or exclude any liability that cannot be limited or excluded under applicable law, including liability for fraud, fraudulent misrepresentation, willful misconduct, or gross negligence where applicable law prohibits such limitation. If any portion of this Section 13 is held unenforceable, the remainder will continue in full force and effect, and any liability not validly limited will be limited to the smallest amount permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless the Foundation Parties from and against any claims, demands, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of, or inability to use, the Service; (b) your violation of these Terms or any applicable law; (c) your violation of any third-party right, including any intellectual property or privacy right; (d) your interactions with any Agent or third-party service, including any action you approve or instruct; or (e) any content or data you submit, transmit, or make available through the Service.

15. Termination

15.1 By you. You may stop using the Service at any time by uninstalling the Wallet from your device.

15.2 By us. We may suspend or terminate your access to all or part of the Service at any time, with or without notice, if we reasonably believe you have breached these Terms, used the Service in a manner that creates a risk of harm or legal exposure to us or others, or if we are required to do so by law. We may also discontinue the Service, or any feature of it, at any time.

15.3 Effect of termination. On termination, your license to use the Wallet ends and you must uninstall it. Sections 1.2, 4, 5, 6, 10, 12, 13, 14, 15.3, 16, 17, and 18 survive termination.

16. Dispute Resolution; Binding Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION AND WAIVES YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.

16.1 Informal resolution. Before initiating arbitration, you and Pera agree to attempt in good faith to resolve any dispute by sending a written notice describing the dispute to the other party. The notice to Pera must be sent to Rua João Saraiva, 38, 1700-250 Lisbon and legal@algorand.foundation. The parties will attempt to resolve the dispute through informal negotiation for at least sixty (60) days before either party may initiate arbitration.

16.2 Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that is not resolved under Section 16.1 will be resolved exclusively by final and binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules in effect at the time arbitration is commenced. The arbitration will be conducted by a single arbitrator. The seat of arbitration will be Wilmington, Delaware, and the arbitration may be conducted remotely or in writing where permitted by AAA rules. Judgment on the award may be entered in any court of competent jurisdiction.

16.3 Class action waiver. You and Pera agree that each may bring claims against the other only on an individual basis, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate claims of more than one person or preside over any class, collective, or representative proceeding. If a court decides this class action waiver is unenforceable as to any claim, then that claim (and only that claim) will be severed from arbitration and may proceed in the courts identified in Section 17.

16.4 Exceptions. Either party may bring an individual action in small-claims court if it qualifies, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights or violations of Section 4 (Restrictions).

16.5 Opt-out. You may opt out of the arbitration agreement and class action waiver in Sections 16.2 and 16.3 by sending written notice of your decision to opt out to legal@algorand.foundation within thirty (30) days after you first accept these Terms. The notice must include your name and a clear statement that you are opting out. Opting out will not affect any other provision of these Terms.

16.6 Time limit on claims. Any claim or cause of action arising out of or relating to these Terms or the Service must be commenced within one (1) year after the cause of action accrues, or it will be permanently barred. This limitation does not apply to the extent prohibited by applicable law.

16.7 Equitable relief. You acknowledge that a breach of Section 4 (Restrictions) or Section 10 (Intellectual Property; Open Source Components) would cause Pera irreparable harm for which monetary damages alone would be inadequate. Pera is entitled to seek injunctive and other equitable relief in any court of competent jurisdiction to prevent or restrain such a breach, without the requirement of posting a bond or other security.

17. Governing Law and Venue

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Subject to Section 16, the state and federal courts located in Wilmington, Delaware will have exclusive jurisdiction over any action not subject to arbitration, and you and Pera consent to personal jurisdiction and venue in those courts. If you are a consumer resident in the European Union, the United Kingdom, or another jurisdiction with mandatory consumer-protection rules, nothing in these Terms shall limit or deprive you of any mandatory rights or protections afforded to you under the laws of your country of residence (including, where applicable, Article 6 of Regulation (EC) 593/2008 (Rome I) and Article 18 of Regulation (EU) 1215/2012 (Brussels I bis)).

18. General

18.1 Changes to the Terms. We may update these Terms from time to time. If we make material changes, we will provide reasonable advance notice (for example, by posting on our website or within the Wallet). Your continued use of the Service after the effective date of the updated Terms constitutes acceptance.

18.2 Notices. Notices to us must be sent to the legal team at the address set forth in Section 19 below with a copy to legal@algorand.foundation. Notices to you may be provided through the Wallet, our website, or any contact information you have provided.

18.3 Assignment. You may not assign or transfer these Terms or any rights or obligations under them without our prior written consent, and any attempted assignment without consent is void. We may assign, transfer, delegate, or otherwise dispose of our rights and obligations under these Terms, in whole or in part, without your consent, including to an affiliate, successor entity, or in connection with a merger, acquisition, reorganization, sale of assets, or other corporate transaction. These Terms will remain binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

18.4 No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision or any other right.

18.5 Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in full force and effect.

18.6 Force majeure. We will not be liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental action, internet or telecommunications failures, or third-party service outages.

18.7 No third-party beneficiaries. Except as expressly stated, these Terms do not create any rights in any third party.

18.8 Relationship. Nothing in these Terms creates any partnership, joint venture, agency, or employment relationship between you and Pera or any of the Foundation Group.

18.9 Entire agreement. These Terms, together with the Privacy Policy and any additional terms presented for specific features, constitute the entire agreement between you and Pera regarding the Service and supersede all prior or contemporaneous understandings.

19. Contact

19.1 Contact. Questions about these Terms can be sent to legal@algorand.foundation or by mail to:
Pera Wallet, Lda
Rua João Saraiva, 38
1700-250 Lisbon

19.2 Notice to California users (Cal. Civ. Code §1789.3). Under California Civil Code §1789.3, California residents using the Service are entitled to the following consumer-rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. The Service is provided by Pera Wallet, Lda and the Service is provided at no charge.